On the map, areas shaded light blue (Zone A's) have the highest risk with 1% or more chance of flooding each year. Areas shaded in orange (Zone B's) carry a .2% annual risk. No color can signify either lower risk or that risk has not been determined.

Floodplains are delineated along rivers, streams and lake shorelines.  The maps do not reflect the risk of groundwater flooding or of stormwater system failure.

No, because anywhere it can rain, it can flood. Also, some areas of Utah have digital flood maps and some areas have flood risks delineated only on older paper maps. Meanwhile, some areas have never been mapped at all.

The best way to protect yourself is with flood insurance.  Most homeowner and renter insurance do NOT cover flooding. Check with with your agent. If you cannot get flood insurance through your agent, contact the National Flood Insurance Program help desk at 800-427-4661. For more information about flood insurance click here.